Paytm vs PhonePe vs Google Pay: Which Is The Best Payment App In India 2021

Paytm vs PhonePe
Paytm vs PhonePe

Paytm vs PhonePe vs Google Pay

Which Is The Best Payment App In India. Thanks to all the technological advancements, paying for goods and services has never been easier than with using a mobile payment app. Payment apps have greatly simplified our lives and there’s a slew of them in the market to choose from. To name a few popular ones in India – there’s Paytm vs PhonePe vs Google Pay.

But, which one of these is the best? To draw a comparison between these apps, we took into consideration four important factors – user interface, payment facility, speed of the app, and ease or recharge/bill payments. Paytm vs PhonePe vs Google Pay Here are the results.

Paytm vs PhonePe vs Google Pay hindi YT Video

User Interface

Starting with Paytm, the app is easy to use given its simple icons, words, and overall design. The simple user interface is what makes it great for even first-time users. Moving on to Google Pay, while the app shows your contacts and bills that you can pay, the overall interface isn’t as well-categorized as Paytm and can be hard for a first-time user to get hang of it. Finally, PhonePe’s interface is quite similar to Paytm so the overall design is simple but it’s not as neat and spacious as Paytm. So, when it comes to the user interface, Paytm is the clear winner.

Payment Facility

Starting with Google Pay, you don’t get a wallet facility like the other two apps, so the money gets deducted directly from your bank account during payments. On the other hand, Paytm and PhonePe both offer a wallet and a UPI facility along with the benefit of making payments via credit card, debit card, as well as Net Banking. However, Paytm’s wallet is far more popular than PhonePe’s and it also has a lot more users than PhonePe, making Paytm the winner again.

App Speed

Now let’s take a look at which app is the fastest in terms of making transactions? When it comes to Google Pay, there have been complaints about its ‘pending transaction’ issue which is quite frustrating. Not to forget, it can be hard for a first-time user to make a payment on Google Pay. Paytm and PhonePe, on the other hand, are far easier to use. Coming to app speed, if you take a look at the video, it’s clear that Paytm is faster than PhonePe when it comes to overall transaction speed.

Ease Of Recharge/Bill Payments

Google Pay’s interface is quite messy making it hard for users to make payments. PhonePe and Paytm have a clear interface, so they already have an edge over Google Pay. Not to mention, they also have an automated bill system that automatically pays the bills before the due date. So, both PhonePe and Paytm wins this round. Paytm vs PhonePe vs Google Pay.

Paytm vs PhonePe vs Google Pay. To sum it up, although Google Pay and PhonePe hold their own well in the payment apps market in India, Paytm outperforms the two when it comes to the overall user interface, app speed, and payment facility.

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